5 Myths About Car Accident Claims in NYC

When you’re involved in a car accident, the process of filing a claim can feel overwhelming. Unfortunately, there are many myths about car accident cases that can mislead victims and jeopardize their chances of securing compensation. Let’s debunk five common misconceptions.

Myth 1: “I Can’t File a Claim If I Was Partially at Fault”

New York follows a comparative negligence rule, meaning you can still recover damages even if you share some responsibility. However, your compensation will be reduced by your percentage of fault.

Myth 2: “Insurance Will Cover All My Expenses”

Insurance companies often prioritize their bottom line, offering settlements far below what you deserve. An experienced attorney can help you negotiate for the maximum payout.

Myth 3: “I Don’t Need a Lawyer”

Navigating the legal process alone can be challenging, especially when dealing with aggressive insurance adjusters. A skilled attorney ensures your rights are protected.

Myth 4: “I Have Plenty of Time to File a Claim”

New York has a strict statute of limitations. Generally, you have three years from the date of the accident to file a lawsuit, but delays can harm your case.

Myth 5: “Minor Accidents Don’t Require Legal Action”

Even seemingly minor accidents can result in significant injuries or long-term effects. Always consult with a lawyer to evaluate your options.

Cohan Law Firm: Your Trusted Legal Partner

Our team at Cohan Law Firm is committed to debunking these myths and providing you with accurate, actionable advice. Don’t let misconceptions stand in the way of your justice.